About Me

Hello! I am Areej Fatima Tariq

I started InsuranceProx after years of helping friends and family untangle confusing insurance paperwork and find coverage that fit their budgets and needs. Before blogging full time I worked in customer education at a regional health insurer, where I learned the questions people don’t ask- and wish they would. On this site you’ll find practical explainers , policy comparisons, claim checklists, and step-by-step urgent care vs. ER guides. My goal is simple: help you protect what matters without wasting time or money. I write for Gen Zers getting their first plan, parents juggling family coverage, and anyone who wants clear advice they can trust.

Insurance shouldn’t be intimidating — it should be useful. Let’s make good coverage simple.

Clear explainers and side-by-side comparisons to help you pick plans (health, auto, life). Includes pros/cons, who it’s best for, and quick decision checklists.

Step-by-step claim workflows, sample letters, timeline templates, and tips to speed approvals and appeal denials.

When to use urgent care vs. ER, cost comparisons, and a printable pocket guide you can save on your phone.

How to add dependents, choose kids’ coverage, coordinate benefits, and plan for long-term care. Real examples and budgeting tools.

Readers helped this month

Policy guides & checklists downloaded

Readers say articles are “easy to follow” (survey)

Health insurance guide feedback

Areej’s health insurance breakdown finally helped me understand what a deductible actually means. I switched plans confidently this year — and saved $80 a month.

Emily R., Austin, TX

Urgent care vs. ER guide

Your urgent care article came in clutch when my kid got sick late at night. The flowchart made it so easy to decide — and we avoided a $600 ER bill!

Marcus T., Orlando, FL

Auto insurance blog

I used your step-by-step guide before renewing my car insurance, and it helped me get a lower rate with better coverage. Seriously, thank you!

Danielle P., Seattle, WA

Life insurance explainer

I’d been putting off buying life insurance because it felt confusing and intimidating. Areej’s post made it simple — I finally got a policy I understand.

Kevin L., Denver, CO

Claim checklist

The claim checklist you shared was a lifesaver after my accident. I followed every step, and my claim was approved on the first try

Rina S., Chicago, IL

Family coverage tips

Your family coverage guide helped us add our newborn to our health plan without any stress. I wish I’d found InsuranceProx sooner!

James & Laura H., Atlanta, GA

InsuranceProx is a reader-first resource helping Americans make confident insurance decisions. We’re about real answers, clear steps, and coverage that fits your life.